Medicare Part D Notices Each year, Medicare Part D requires group health plan sponsors to disclose to individuals who are eligible for Medicare Part D and to the Centers for Medicare and Medicaid Services (CMS) whether the health plan’s prescription drug coverage is creditable. Plan sponsors must provide the annual disclosure notice to Medicare-eligible individuals …
What is Medicare Part C? Medicare Part C, also known as Medicare Advantage, is a collection of health plan options with approved Medicare benefits offered by private companies. Medicare Part C is available in many areas of the country. The premium for Medicare Part C is not based on health, and coverage can’t be denied …
What is Medicare Part A? Medicare Part A is hospital insurance for in-patient services. Three groups of people are eligible for Medicare Part A: people 65 years and older people under 65 years with certain disabilities and people of any age with End-Stage Renal Disease. How much does Medicare Part A cost? Very few people …
Comparing Medicare Plans Comparing Medicare plans can be confusing. If you’re looking at Medicare options without the help of an agent, keep the following things in mind when comparing your options. Talk to one of our advisors if you have any questions. Coverage vs. Budget When you are deciding between Medicare Advantage and Medicare Supplements, …
Many new Medicare enrollees have questions about Part B. We’ve addressed the most commonly asked questions about Part B. What is Medicare Part B and what does it cover? Medicare Part B is the portion of Medicare that covers doctor visits and outpatient care. This includes outpatient medical/surgical services and supplies, including doctors’ services, diagnostic …
Choosing the Right Plan When enrolling in Medicare, you have choices to enhance your plan. You can keep original Medicare, add a Medicare Supplement, or enroll in a Medicare Advantage plan. Original Medicare has no max out of pocket limits. So if you have a $100,000 medical bill, you may pay up to 20% or …
How to Enroll in Medicare Many people wonder how to enroll in Medicare. Enrolling in Medicare is simple – your cards will be automatically mailed out to you three months before you turn 65, or in the 25th month you receive disability benefits. If you are not automatically enrolled in original Medicare, you can also …
Medicare is the United States’ health insurance program for people age 65 and older, have disabilities, or have permanent renal failure. Here is a brief breakdown of the different parts of Medicare and what they cover. Give us a call or schedule a time to talk to one of our advisors if you are feeling …
